olmOCR
Allen AI's document reader. It turns a PDF or a scan into text, including tables.
Installer only · Technical · Free
Plain-language summary of official letters.
The tools below run on your computer. Most of them are free, and the local work stays on your machine.
Works offline · Free options
Not financial or legal advice. These tools only read and summarize text on your computer.
Your computer
Pick the closest line. Office PC and Mini PC are estimates. Linux and a home server stay in the list. We guess the specs, then hide models that would not fit. The guess stays cautious.
4 results
Most tools here are free.
Allen AI's document reader. It turns a PDF or a scan into text, including tables.
Installer only · Technical · Free
Not on the chat board
Reads the letter
· needs ~5.5 GB · Free to download · License: Apache 2.0
89% of ChatGPT level
Restates it in plain words
· needs ~14 GB · Free to download · License: Apache 2.0
HONEST COMPARISON
Reviewed Oct 2026
A local model can explain a letter in plain words, and the letter stays at home. This is not legal advice.
A cloud model is often clearer on long contracts, if you are willing to upload them.
A plain-language pass on a letter you are willing to share.
Best for: Plain language
The letter is sent to OpenAI
Better on a long contract, with the risk of uploading it.
Best for: Long contracts
The letter is sent to Anthropic
Our take
Explain a private letter locally, and ask a person when the letter is a contract that matters.
Ordinary apps for money & paperwork. These are normal links to the maker's site.
Not financial or legal advice. These are budgeting and bookkeeping apps.